When can I change Health Insurance Plans?

open enrollment begins 2016I get this question every day, “I want to switch my Health Insurance Plan”. Well just like employer plans you can only switch once a year now. The reason is that since everyone is guaranteed insurable, this means they make you pick a plan Platinum, Gold, Silver or Bronze and can’t change (so you dont game the system by upgrading a policy when something occurs mid-year)…

However every year in the fall you can pick a different company or plan level, or do nothing and your plan rolls over from year to year.

The 2016 Open Enrollment period is from November 1st 2015 to January 31st 2016.

If you have a WA Health Exchange plan the DEADLINE to get a January 1st plan is December 15th 2015.

For our current clients we will be calling, emailing and sending you a post card in October. If you are not a client then give us a call at 425-802-2783. It’s FREE to work with an agent (our commission is already built into the health plan…so no additional cost to you).

The NEW 2016 plans should be out by early October 2016, so check the blog for a short video specifically detailing each carrier (Pro’s & Con’s)…this way you can dig into which one is the best fit for your specific needs.

For more information email, call or contact us through our website at  www.achieve-alpha.com/contact

Below are our areas of expertise:

Gary Franke, MBA
Independent Broker
Achieve Alpha Insurance, LLC           
12507 Bel-Red Rd, Ste 103
Bellevue, WA 98005
(425) 802-2783

Achieve Alpha