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Critical Illness

If you have questions about the Accident Plans give us a call at 425-802-2783 or health@achieve-alpha.com NOTE: None of these plans pay out for preexisting conditions. They are lower cost affordable plans for a reason and intended for ONLY new medical conditions.

  1. Accident Plans (LifeSecure)
    • Covers new injuries (click here for the overview brochure)
    • Sample policy for further details here

This is the most simple plan, where it covers new injuries that occur with a fixed max payout per year. One key thing to keep in mind is that you need to seek medical treatment within three days of a covered medical need for these policies.

Sign Up for a LifeSecure Plan HERE on your own

More details here: www.achieve-alpha.com/accident-critical-illness-cancer-plans

  • The Advantage is that for example (see below) if you have a $4,000 broken nose injury and a $100 deductible it would pay you $3,900. There are some limitations for number of doctor visits and x-ray coverage.
    • Example: Generally better for larger injuries with less follow up treatment (like a broken nose, once it’s treated it pretty much heals on it’s own). 
  • The Disadvantage is that it takes time to get paid once you submit the medical bills to LifeSecure. But honestly you usually have a month or so before needing to make that payment to the hospital, urgent care or doctors office.

Example of how a LifeSecure Policy works. Gary Franke and Tamara Chandler Independent Broker Achieve Alpha Insurance, LLC  12505 Bel-Red Rd, Ste 106 Bellevue, WA 98005 (425) 802-2783 health@achieve-alpha.com www.achieve-alpha.com