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Health Insurance Broker

Our expertise is Individual Health Insurance in Washington State by helping people navigate the WA HealthPlanFinder. We help make sure you have the right plan for your specific needs by looking up your doctors, prescriptions, and hospitals you want covered. By digging in we go though the Gold, Silver and Bronze plans so you can make an informed choice. Our commission is built in, so no cost to you.

Watch our step-by-step video guide for answers to your questions!

Overview of 2024 Individual Health Insurance in Washington State

Altrua Washington Health Insurance

Cheaper Cost-Share Plans

Low cost healthcare plans. Can enroll any time of year and only for healthy people. This plan does not cover pre-existing conditions. Cost-Share plans are not health insurance.

ENROLL HERE

 

Short-Term Medical Insurance Bellevue, WA

Vision Insurance

Getting a VSP Vision plan will save you money if you need glasses or contacts. Save money on the exam, glasses, and 20% beyond what VSP covers. Make sure they are in-network with VSP. This plan sells itself. If you have vision needs buy this plan. Click on the link below to enroll.

ENROLL HERE

 

Travel Insurance Short Term Health Bellevue

Travel Insurance Short Term

When traveling outside the USA it is smart to get a cheap travel plan that can provide emergency coverage for new issues that arise while traveling. Enrolling is quick and easy.

ENROLL HERE

 

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Accident & Cancer Plans

If you are accident prone, have kids in sports, a more blue collar job, or a family history of cancer,  this plan was built for you. Coverage on top of your regular health insurance. Low cost and great value plans.

ENROLL HERE

 

dental insurance washington state

Dental Insurance

Covers regular cleanings, fillings, a root canal or a crown.  We can help you find a  good plan and make sure your doctor is covered as well.  Only a 6-month waiting period for major dental work.

ENROLL HERE

 

 

 

Washington Travel Insurance Long Term

Travel Insurance Long Term

This plan is for those planning to live outside the USA for 12 months or more. It provides more comprehensive coverage. This plan is underwritten for those looking to live abroad.

ENROLL HERE

 

Medicare health insurance seattle

Medicare Insurance

When you turn 65, it’s time to enroll in traditional Medicare or Medicare Advantage. We’ll take away the confusion and help you make the right choices.

 

 

ENROLL HERE

 

Group Health Coverage Insurance Seattle and Bellevue Washington

Group Health Coverage

Offering health insurance helps businesses retain valued employees. We can find a group plan that works for both your company and your people. Let us help you get the right coverage for your company’s needs.

 

ENROLL HERE

 

Kaiser Permanente Direct health Insurance

Kaiser Permanente Direct

If you are not getting tax credits for individual health insurance you can go direct to Kaiser. There are a few separate plans and ways you can save money if you want the Kaiser Permanente network.

ENROLL HERE

 

Beyond the Basics

There’s more to health insurance than just your primary care physician or your nearest clinic. From specific accident plans and dental coverage to insurance that covers you while you’re traveling, we can help with it all.

 

 

 

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Confusing side of Insurance and how It’s complicated?

I’ve been in the insurance industry for a long time and swear insurance companies make things difficult on purpose. If they can confuse you enough maybe you will just get frustrated and give up.

Even as an independent insurance broker I often have to take a second look or talk with my employees on how to best help fix an issue for a client. We do this every day and often have issues that take time to get worked out. Don’t even get me started on the layout for insurance websites on how to look up your coverage details, they communicate in plain English.

Our goal as an insurance broker is to help you get the best plan for the price and our commission is built in already, so no additional cost to you. Our goal is to earn your trust and do a quality job when you have questions.

There is no such thing as the perfect insurance company yet we are here to help hold them accountable to uphold their end of the deal as well, after all you pay them on a monthly basis and they should cover you when issues arise.

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Being a broker and why its better

There are two types of people that help with insurance. Those that are captive agent and those that are independent broker. Working with a captive agent means they only represent one company.

While an independent agent has many options to help you find the right insurance company for your specific need.

This give us a good idea on which way to proceed and which insurance companies will treat you well. If one company does not work out we simply shift gears and go to the next one. This enables us to help those that have a simple straight forward insurance need and those that have complex or unique situations.

Sometimes insurance is expensive, yet we help walk you through ways to keep the cost down or in the future on ways to avoid mistakes that cause the price to keep going up. As an independent insurance broker we strive to make sure we get you the right insurance company for your needs.

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Travel Insurance for Overseas Health Insurance

Longer than One Year Travel Medical Insurance: (Major Medical, must go through Underwriting)

Below are our areas of expertise:

Don’t Do This Alone!

Health insurance can be tough for anyone to figure out; it’s complex for even us sometimes, and we’ve been doing this since 2008! This is one area of insurance where it’s incredibly important to work with experienced experts—because if there’s one thing you don’t want to leave to chance, it’s your healthcare coverage.  Let us do the work for all Washington State health insurance quotes. We are also working on health insurance in Seattle.

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Our Customers Loves Us! Check our References on Yelp

Check them out for yourself here! 

" Gary Franke is terrific.  He is competent, professional, knowledgeable, and personable.  He has helped us through the complicated world of auto insurance and we are so grateful.  I highly recommend him and his partner as brokers for anyone's insurance needs!! "

Suzy V.

" I'm truly grateful to Achieve Alpha, and feel so fortunate to have been referred to them for my health insurance needs. I've had experiences over and over that insurance providers suck. They don't give a crap about people. Their systems make no sense. Their people aren't motivated to serve "

Aaron S.

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