How having bad credit will save you money!

Washington state Insurance Commissioner Mike Kreidler has issued an emergency rule prohibiting insurers from using credit scoring to set rates for auto and personal property for three years after the current coronavirus pandemic is declared over. This means when your auto or home insurance policy renews the price you pay will increase if you have a good credit score. However, if you have a lower credit score the price you pay will be going down when your policy renews. As an independent broker we are here to help, as we have over 12 insurance companies to shop out for the best rate. It’s simple and easy for us to  give you a free auto insurance quote. If we save you money we can help you switch in only an hour or so, as you do not need to wait for your auto insurance renewal date. If you have a better rate where you are at stay, we are easy going.

The insurance carriers were extremely secretive on the rate changes, as they did not want everyone running out to shop their coverage before June 20th. If you want to keep up to date on changes in the insurance things that will actually impact you I recommend to LIKE our Facebook Page here. I post blogs occasionally that take only a few minutes to skip and try to make them full of real information you can use (I try as much as I can to make insurance fun).

Some of the insurance companies will have moderate 10% to 20% changes, while others will have up to a 40% to 50% increase. If this happens to you please call or text me at 425-802-2783. Also if you hear of any friends on facebook complaining about their auto insurance rates going up please shoot them our office number! We are easy to work with and always straight forward.

For us to shop around for the best auto insurance we need your declarations page of your current auto insurance coverage limits, your drivers license number and information on your driving history within the last three years of accidents or speeding tickets.